Credit reports are obtained from a major, established credit reporting agency. Credit reports show a person's complete financial history and some previous addresses, the number of times a person has been taken to collections for an unpaid debt, the number of negative accounts (debts) a person carries, and the number of late payments a person has made on negative accounts can all be determined from a credit report. Credit reports are also useful for verifying personal information about the subject, such as name, social security number and date of birth. Maiden names and aliases can also be found on credit reports.

ERS Credit Report

• National credit bureau search performed
• Confirms names, aliases, past and present addresses, and social security number. Identifies past and present employers, extended debt, bankruptcies, and civil court judgments.
• Cost: $12.00 per applicant